Owner-Occupant Screen

Best house-hack multifamily listings

Duplex, triplex, and fourplex candidates ranked by estimated owner monthly cost after rent from the other units.

This page is educational and directional, not financing, legal, tax, or underwriting advice. Verify leases, rent roll, local rent comps, lender treatment, taxes, insurance, repairs, vacancy, and reserves before making decisions.

Pure investors can use the best cash-flow screen; new owner-occupants can start with the house-hacking guide.

Screened Candidates
9,193
Higher Confidence
4,382
Shown
250
Updated
Jun 21, 2026

709 screened candidates include stated rent data. The page ranks higher-confidence rows first and excludes implausible rent-yield outliers.

Ranked Opportunities

Lowest estimated owner monthly cost

250 results

4326 NW 4th St, Miami, FL, 33126
#2
Est. Owner Cost
-$967/mo
Rent Offset
114%
Other-Unit Rent
$7,913/mo
Full-Rental Cash Flow
+$3,604/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

14615 NE 14th Ave, Miami, FL, 33161
#3
Est. Owner Cost
-$826/mo
Rent Offset
114%
Other-Unit Rent
$6,750/mo
Full-Rental Cash Flow
+$3,076/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

Miami, FL, 33138
#11
Est. Owner Cost
-$253/mo
Rent Offset
106%
Other-Unit Rent
$4,350/mo
Full-Rental Cash Flow
+$1,703/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

4053 Tyler St, Detroit, MI, 48238
#16
Est. Owner Cost
-$123/mo
Rent Offset
105%
Other-Unit Rent
$2,492/mo
Full-Rental Cash Flow
+$1,369/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

72 Sunset St, Buffalo, NY, 14207
#45
Est. Owner Cost
$281/mo
Rent Offset
93%
Other-Unit Rent
$3,540/mo
Full-Rental Cash Flow
+$899/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

1924 S 17th St, Omaha, NE, 68108
#46
Est. Owner Cost
$282/mo
Rent Offset
90%
Other-Unit Rent
$2,672/mo
Full-Rental Cash Flow
+$609/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

1844 D St, Lincoln, NE, 68502
#77
Est. Owner Cost
$398/mo
Rent Offset
80%
Other-Unit Rent
$1,597/mo
Full-Rental Cash Flow
+$400/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

15 Newman Pl, Buffalo, NY, 14210
#81
Est. Owner Cost
$404/mo
Rent Offset
71%
Other-Unit Rent
$1,000/mo
Full-Rental Cash Flow
+$596/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

56 Wood St, Lewiston, ME, 04240
#92
Est. Owner Cost
$423/mo
Rent Offset
89%
Other-Unit Rent
$3,514/mo
Full-Rental Cash Flow
+$748/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

101 Wiley Pl, Buffalo, NY, 14207
#106
Est. Owner Cost
$468/mo
Rent Offset
69%
Other-Unit Rent
$1,050/mo
Full-Rental Cash Flow
+$582/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1818 E 22nd St, Oakland, CA, 94606
#147
Est. Owner Cost
$557/mo
Rent Offset
93%
Other-Unit Rent
$7,275/mo
Full-Rental Cash Flow
+$1,868/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

2802 38th Ave, Oakland, CA, 94619
#154
Est. Owner Cost
$588/mo
Rent Offset
91%
Other-Unit Rent
$5,625/mo
Full-Rental Cash Flow
+$1,287/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

10540 SW 172nd St, Miami, FL, 33157
#180
Est. Owner Cost
$646/mo
Rent Offset
87%
Other-Unit Rent
$4,400/mo
Full-Rental Cash Flow
+$1,554/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

143 Okell St, Buffalo, NY, 14220
#216
Est. Owner Cost
$719/mo
Rent Offset
60%
Other-Unit Rent
$1,067/mo
Full-Rental Cash Flow
-$186/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

89 Oak St, Lewiston, ME, 04240
#250
Est. Owner Cost
$801/mo
Rent Offset
57%
Other-Unit Rent
$1,050/mo
Full-Rental Cash Flow
+$249/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.