Owner-Occupant Screen

Best house-hack multifamily listings

Duplex, triplex, and fourplex candidates ranked by estimated owner monthly cost after rent from the other units.

This page is educational and directional, not financing, legal, tax, or underwriting advice. Verify leases, rent roll, local rent comps, lender treatment, taxes, insurance, repairs, vacancy, and reserves before making decisions.

Pure investors can use the best cash-flow screen; new owner-occupants can start with the house-hacking guide.

Screened Candidates
11,308
Higher Confidence
5,621
Shown
250
Updated
Oct 1, 2026

533 screened candidates include stated rent data. The page ranks higher-confidence rows first and excludes implausible rent-yield outliers.

Ranked Opportunities

Lowest estimated owner monthly cost

250 results

472 Hudson Ave, Albany, NY, 12203
#2
Est. Owner Cost
-$213/mo
Rent Offset
106%
Other-Unit Rent
$3,900/mo
Full-Rental Cash Flow
+$1,513/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

3332 Cherry St, Toledo, OH, 43608
#3
Est. Owner Cost
-$131/mo
Rent Offset
110%
Other-Unit Rent
$1,500/mo
Full-Rental Cash Flow
+$631/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

119 George St, Roxbury, MA, 02119
#4
Est. Owner Cost
-$100/mo
Rent Offset
101%
Other-Unit Rent
$10,677/mo
Full-Rental Cash Flow
+$5,438/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

2703 2nd St, Lubbock, TX, 79415
#24
Est. Owner Cost
$335/mo
Rent Offset
53%
Other-Unit Rent
$375/mo
Full-Rental Cash Flow
+$40/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

637 Elmore St, Toledo, OH, 43605
#30
Est. Owner Cost
$373/mo
Rent Offset
52%
Other-Unit Rent
$400/mo
Full-Rental Cash Flow
+$27/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1901 15th St, Lubbock, TX, 79401
#59
Est. Owner Cost
$550/mo
Rent Offset
73%
Other-Unit Rent
$1,500/mo
Full-Rental Cash Flow
+$200/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

1235 Roslyn Ave, Akron, OH, 44320
#60
Est. Owner Cost
$552/mo
Rent Offset
63%
Other-Unit Rent
$940/mo
Full-Rental Cash Flow
+$388/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1147 W 22 St, Erie, PA, 16502
#101
Est. Owner Cost
$761/mo
Rent Offset
34%
Other-Unit Rent
$388/mo
Full-Rental Cash Flow
-$374/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

89 Oak St, Lewiston, ME, 04240
#111
Est. Owner Cost
$797/mo
Rent Offset
57%
Other-Unit Rent
$1,050/mo
Full-Rental Cash Flow
+$253/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1927 Preston Ave, Akron, OH, 44305
#113
Est. Owner Cost
$802/mo
Rent Offset
60%
Other-Unit Rent
$1,200/mo
Full-Rental Cash Flow
+$398/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1939 Preston Ave, Akron, OH, 44305
#117
Est. Owner Cost
$817/mo
Rent Offset
59%
Other-Unit Rent
$1,175/mo
Full-Rental Cash Flow
+$358/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1933 Preston Ave, Akron, OH, 44305
#120
Est. Owner Cost
$832/mo
Rent Offset
58%
Other-Unit Rent
$1,150/mo
Full-Rental Cash Flow
+$318/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

209 Grant St, Buffalo, NY, 14213
#122
Est. Owner Cost
$850/mo
Rent Offset
71%
Other-Unit Rent
$2,063/mo
Full-Rental Cash Flow
-$163/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

2201 23rd St, Lubbock, TX, 79411
#136
Est. Owner Cost
$903/mo
Rent Offset
37%
Other-Unit Rent
$533/mo
Full-Rental Cash Flow
-$636/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

1025 West Ave, Buffalo, NY, 14213
#150
Est. Owner Cost
$978/mo
Rent Offset
63%
Other-Unit Rent
$1,667/mo
Full-Rental Cash Flow
-$145/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

88 Elizabeth St, Albany, NY, 12202
#156
Est. Owner Cost
$1,026/mo
Rent Offset
46%
Other-Unit Rent
$867/mo
Full-Rental Cash Flow
-$593/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 2 other units. Verify the owner unit, leases, and financing treatment.

26 Mello Ave, Dayton, OH, 45410
#162
Est. Owner Cost
$1,054/mo
Rent Offset
29%
Other-Unit Rent
$425/mo
Full-Rental Cash Flow
-$629/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

22 Mello Ave, Dayton, OH, 45410
#166
Est. Owner Cost
$1,069/mo
Rent Offset
27%
Other-Unit Rent
$400/mo
Full-Rental Cash Flow
-$669/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1906 15th St, Lubbock, TX, 79401
#171
Est. Owner Cost
$1,115/mo
Rent Offset
53%
Other-Unit Rent
$1,275/mo
Full-Rental Cash Flow
+$160/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

945 F St, Lincoln, NE, 68508
#174
Est. Owner Cost
$1,133/mo
Rent Offset
54%
Other-Unit Rent
$1,333/mo
Full-Rental Cash Flow
+$199/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

2104 22nd St, Lubbock, TX, 79411
#177
Est. Owner Cost
$1,147/mo
Rent Offset
28%
Other-Unit Rent
$450/mo
Full-Rental Cash Flow
-$697/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

818 S 26th St, Omaha, NE, 68105
#187
Est. Owner Cost
$1,190/mo
Rent Offset
68%
Other-Unit Rent
$2,543/mo
Full-Rental Cash Flow
-$343/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 3 other units. Verify the owner unit, leases, and financing treatment.

19 Stanwix St, Albany, NY, 12209
#199
Est. Owner Cost
$1,285/mo
Rent Offset
44%
Other-Unit Rent
$1,000/mo
Full-Rental Cash Flow
-$285/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1905 15th St, Lubbock, TX, 79401
#207
Est. Owner Cost
$1,393/mo
Rent Offset
46%
Other-Unit Rent
$1,200/mo
Full-Rental Cash Flow
-$193/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

354 Second Ave, Albany, NY, 12209
#216
Est. Owner Cost
$1,441/mo
Rent Offset
26%
Other-Unit Rent
$500/mo
Full-Rental Cash Flow
-$941/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

3812 36th St, Lubbock, TX, 79413
#242
Est. Owner Cost
$1,652/mo
Rent Offset
48%
Other-Unit Rent
$1,500/mo
Full-Rental Cash Flow
-$152/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.

1903 15th St, Lubbock, TX, 79401
#250
Est. Owner Cost
$1,696/mo
Rent Offset
42%
Other-Unit Rent
$1,225/mo
Full-Rental Cash Flow
-$471/mo
Confidence
High
Rent Source
Stated in listing

Assumes one owner-occupied unit and rent from 1 other unit. Verify the owner unit, leases, and financing treatment.